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    This error was particularly frustrating b/c it only showed up when the application was deployed with other applications and it would not happen when I was running the application locally by itself.


    Down side to consolidating bills

    Options for debt consolidation There are several ways to achieve debt relief in addition to debt consolidation loans.

    As mentioned before, you could transfer your high interest credit card debts to one with a lower interest rate or even better a 0% interest balance transfer card.

    You can’t borrow your way out of debt This is one of the sad facts of life.

    With debt consolidation loans all you’re really doing is moving your debts from one set of lenders to a new one.

    US households also have an average of ,656 in student loan debt and an average of 3,500 in mortgage debt. If your debts have spun out of control and you’re looking for some relief, there is a simple solution. This would leave you with just one monthly payment to make each month, which should be much less than the sum of the payments you’re currently making.

    How to know if consolidation loans make sense Before you rush off to your bank or credit union for a debt consolidation loan there are some things you need to know in order to understand whether it makes sense.

    If you were to transfer the balances on those three cards to a new one with an interest rate of 15% or get a debt consolidation bank loan at 10% and use it to pay off your credit cards, you would definitely improve your situation.

    While a variable rate loan can look very enticing because of its low interest rate, there is a risk with this type of loan.

    The first of these is that the interest rate on your debt consolidation loan should be lower than the rates of the debts you’re consolidating.

    If you have three credit cards with interest rates of 22%, 20% and 18% your interest rate would be 20%.

    If you’re struggling with low profits and high costs, debt consolidation could be a viable alternative to defaulting on your loans.

    Used by individuals and businesses alike, debt consolidation combines various loans and credit lines into single principal and payment amounts, ideally with a lower interest rate.

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